Lilly direct-selling Zepbound at $499/mo — compare with 11 other programs

Insurance pre-check

Enter your insurance carrier, the medication you're considering, and a few clinical details. We'll estimate the likelihood of prior authorization approval and link you to the full carrier coverage page.

Insurance pre-check

Quick heuristic estimate. Not a guarantee — final approval is at your insurer's discretion based on your specific plan and prior-auth review.

EstimatePossible — depends on plan

Approval is plan-dependent. Some plans within this carrier cover; others don't. Verify with your specific plan's formulary or call the number on your insurance card before assuming.

Aetna + WegovyCovered (prior auth required)

Aetna covers Wegovy on most commercial plans when the patient meets clinical criteria and prior authorization is approved. The obesity-drug benefit must be included in the specific employer plan.

Read full Aetna Wegovy coverage →

How this works

The estimate combines published carrier coverage patterns with the clinical criteria you enter (BMI, comorbidity, lifestyle history). It's a heuristic, not a guarantee. Actual approval depends on your specific plan and prior-auth review. Plans within the same carrier vary widely based on what the employer or plan sponsor included.

What to do with the result

  • Likely: Ask your prescriber to submit the prior authorization. Approval is usually 1-4 weeks.
  • Possible: Confirm coverage with your specific plan before assuming. The carrier coverage page lists what to ask.
  • Unlikely: Request a medical necessity letter from your prescriber emphasizing comorbidities, prior weight-management attempts, and clinical urgency. Run manufacturer self-pay programs in parallel as a fallback.
  • Blocked: Federal law excludes this combination (e.g., Medicare + Wegovy for weight loss). Appeals will fail. Manufacturer self-pay or commercial supplemental coverage are the practical alternatives.

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